Boat Buying, A Few Thoughts on That Next Boat Purchase Part1

As a Marine Surveyor, for me this has been a busy season. Lots of boat buying going on. It’s been pretty much a buyers market these past few years. It’s not so hot if you’re selling but if you’re in a position to buy the timing couldn’t be better. For the next few posts I’m going to go over the process of purchasing that first or next boat.

In my position as a surveyor, and being in the middle of the whole process I have usually have a front row seat to all this so I thought it might be prudent to review some of the common mistakes buyers make and discuss ways of avoiding them.

The first common mistake is that people make is that they get in a hurry, their emotions take over and this usually winds up costing them money. My advise here is to go slow, think things through and solicit professional assistance if necessary.

The next mistake commonly made is to purchase a vessel without having it surveyed. Believe it or not this happens more often than you might think. After the deal is closed the next step for the purchaser is to obtain insurance. On application one of the first comments made by the insurance company is “send us your survey.” The buyer is then sent scrambling to get the vessel surveyed and hopefully nothing major is uncovered. If it is then it’s up to the buyer to either try and re-negotiate with the seller or cover the repair cost themselves. I have to admit this happens more often on private sales as brokers usually press to have vessels surveyed as part of the process. I get involved in these deals every season and it’s tough to see people waste their hard earned money but its reality. Make the offer to purchase “conditional on survey” and allow enough time in closing for this to take place.

The next step in the boat buying process is to find a competent marine surveyor and arrange for the inspection of your potential purchase. This can be quite a chore in itself as surveyors come in all shapes, sizes and degrees of expertise. I could spend all day on this subject but I’ll try and stick to the most important points. Compile a list of the surveyors in your area. Your broker can usually supply you with this or simply look in the classifieds of local marine publications such as this one. Shop and compare pricing. Surveyors of quality and integrity will usually show similar pricing structures. Be wary of any quotes that are substantially higher or lower. With surveyors you usually get what you pay for. Ask top see a sample of their work. No reputable surveyor should have any problem with this request. As you read various survey reports you’ll soon become aware of the differences. Some will be three to four page inventory lists and some will be comprehensive twenty five page documentaries commenting on everything from the tasteful salon décor to the choice of hull color. A good survey report is usually somewhere in between. If the broker or marina states that they have their own “in house surveyor” be very cautious. There is the potential for a huge conflict of interest with this one. Ask if the surveyor carries liability insurance. Any surveyor should and if they don’t move on. Many marinas and yacht clubs will not allow un-insured surveyors to work on the grounds so this needs to be carefully considered. Finally be sure to contact your insurance company and verify if the surveyor you have selected will be accepted by the company. I often get called to re-survey boats that have just been surveyed and the insurance company would not accept the surveyor’s report.

This brings to the next mistake that is commonly made. The buyer does not to allow enough time have the vessel, hauled, surveyed, the report completed and the deal closed. This can vary depending upon the season but a time span of ten days to two weeks is not unreasonable. A boat purchase is usually an emotional experience and everyone’s in a hurry (the broker included) but remember, a considerable amount of money is being spent so try not to get carried away and let the process unfold as it should. You wouldn’t buy a house and expect the deal to close in three days. A boat purchase is no different. The process takes time. Marinas are busy and haul outs can be difficult to schedule. Surveyors are busy and since they have to co-ordinate their schedules around haul out times this can also be difficult. Once the survey inspection is completed it will usually take a couple of days for the surveyor to complete the written report.

Read the survey report carefully and question the surveyor on any issues that you deem important. Review the surveyor’s findings and recommendations with the broker or seller and ensure that you’re satisfied with the terms and conditions of the deal before closing.

Doing it this way can help you avoid many of the pitfalls and traps boat buyers can fall into as they try to rush the process and potentially save a few bucks in the process.

Electroshock Drowning – Prevention

Electroshock Drowning, Prevention. A few days ago I received and enquiry on my Facebook page (thanks Brian) asking about the possibility of testing for stray electrical current leakage in the water at marinas. To that end I thought that I’d talk that very subject in this post.  To make a long story relatively short it is possible to test for this but to do so requires specialized equipment. You basically need a Digital Multi Meter which is very sensitive on the low side of AC amps scale and it needs to be equipped with precious metal test leads.

Unfortunately these test results are  only good at the time of the test. In other words you could be ok  today and not tomorrow Unless you are testing every day or so which is probably not going to happen.

In my opinion,  prevention is  much better and a more practical solution to the problem than trying to continually monitor for any stray current leakage. The good news is that it’s not difficult to do just that. There is a devise on the market which is easily retrofitted to just about any boat’s on board  shore power AC electrical system. It’s called an Electrical Leakage Circuit Interrupter or  ELCI . It’s simply a high capacity Ground Fault Interrupter (GFCI) which breaks the circuit if it senses stray current leakage to ground or in our case into the water. You all know what a GFCI is. It’s that AC plug installed in our kitchens and bathrooms in our home that have the little red and black push buttons in the center. If the red button pops you simply press the black button to reset the devise. If it continually trips then you obviously have a problem which needs to be corrected.

To understand how these devises function we need to go back to our basic electrical theory which states that on a properly functioning AC (alternating current) circuit there should be equal current flow on both the hot (black) and the neutral (white) wires. Any current leakage on the circuit, however small will cause an imbalance in this current flow and the ELCI will automatically open and break the circuit.

The main difference between the ELCI and the GFCI are the current levels at which they trip at. The GFCI trips at 5 milliamps which is really too low for to be any use to us and  the ELCI trips at 30 milliamps. Enough to serve our purposes but not enough to be harmful. (Remember .6 amps AC = heart failure). The reason  that GFCI’s are ineffective for this is that all boats plugged into shore power on any one dock are electrically connected through the shore power grounding circuits and properly functioning boats will usually leak small amounts of current into the water, even under normal conditions. In most cases these current levels are too small to be of any concern. The problem is that they are cumulative (they add up) and can increase to levels, that while are still not dangerous can cause nuisance tripping of the GFCI’s and be a real pain.  This is also why, in North America AC power services at the docks rarely have GFCI’s installed. I understand that in other parts of the world GFCI’s are sometimes utilized on docks.

Ok back to the ELCI. Installation is relatively simple. In many cases the main 2 pole circuit breaker at the AC main panel can simply be replaced with one that incorporates the ELCI into it. Otherwise they can be installed as a stand-alone in the main AC feed circuit between the vessel shore power receptacle  and the 2 pole main circuit breaker at the on board  AC panel. They also are not costly, average  about $2-300 USD. Additional  information on the ELCI can be found at www.bluesea.com

In addition to the installation of the ELCI it is recommended that the on AC and DC grounding circuits be connected aboard the boat. This is easily done right at the panel.

Electroshock Drowning in Freshwater Marinas

Electroshock Drowning  is a topic in which myself and many others have been very vocal about these past few years and I have written about it many times in my magazine articles. It is a phenomenon which has been occurring in fresh water marinas, cottage docks and anywhere boats are moored and plugged into shore supplied AC (alternating) electrical current. It occurs when AC current, by way of faulty electrical wiring or appliances either on board the boat or on the dock leak current into the water and if persons or animals (yes pets and wildlife are susceptible to this too) are in the water nearby, the current travels through their bodies causing paralysis and even death.

Here is the equation: AC electrical power is supplied to boat shore power systems typically in the range of 15-30 amps   ……   .6 of an amp of electrical current is enough to stop your heart almost instantly if it travels through your body in an effort to reach ground.

How does this occur: It occurs when, through a wiring fault or a fault with an AC appliance allows stray current to  travel through the boats DC ground circuits which include underwater metallic components such as the prop shaft or stern drive. Think of your boat when plugged into shore power as similar to a hair dryer plugged in and floating in the bathtub. This in effect electrifies the water in the immediate vicinity of the affected boat. Anyone swimming nearby can be affected by this as the electrical current moves from the charged water to ground. If you remember your basic electrical theory electricity always moves from the source to ground and if your body gets in the way it will pass right through you and your heart.

Another point that you need to be aware of is that this occurs mostly in fresh water situations, much more so than in salt water. This is because salt water is a better conductor than fresh water and any current dissipates rapidly after it enters the water. In fresh water it remains at a concentrated level in the immediate area surrounding the boat. And when you take into consideration that the high salinity levels of the human body actually make it a better conductor than the water itself, just by being in the water we actually provide the best path for the current to move to ground.

This is a very brief overview on how this can occur and is occurring. I will have much more to say in future posts. For more on this I invite you to visit a couple of websites dedicated to this phenomenon.  I will add them to my links page as well.

http://www.electricshockdrowning.org/    This site is operated by Kevin Ritz who has a very deep connection to this issue.

http://www.boatus.com/seaworthy/magazine/2013/july/electric-shock-drowning-explained.asp       A very good article by Boat US which offers a very good description on how to inspect for electrical leakage aboard boats.

http://www.boatingmag.com/how-to/electric-shock-drowning-prevention      More good information.

Safe Liquid Propane Gas (LPG) Installations

In this post we are going to take a look at what constitutes a proper and safe Marine LPG (Liquefied Propane Gas) installation. As a surveyor I encounter many improper and unsafe LPG installations and to be truthful very few proper ones. When you consider the fact that this stuff has the ability to cause fatal injuries or completely destroy your vessel serious attention needs to be paid to these installations. LPG on sailboats is used mainly for cooking and cabin heat but occasionally it is also utilized in refrigeration and hot water heating systems. It is manufactured as a by-product of natural gas production and gasoline refinement. At atmospheric pressure it is in a gaseous state but under moderate pressure it becomes a liquid making it easy to store and transport. It also naturally odorless but the strong pungent smell related to propane is the result of a chemical added to facilitate leak detection.
LPG Marine Tank
The downside to propane gas is that it is highly flammable and being heavier than air it collects easily in the bottom of any enclosed area such has boat cabins and bilges. It is for these reasons that it needs to be handled and treated carefully. The ABYC (American Boat and Yacht Council) has a long list of standards pertaining to marine LPG installations and we’ll take a look at those next. Here’s the condensed version.
1. All LPG storage tanks, shut off valves, pressure gauges and regulating equipment should be ignition protected, secured for sea conditions and enclosed in a dedicated, sealed locker with a gasketed lid equipped with a mechanical latch. Nothing else should be stored in this locker. It should be situated above the hull waterline and vented out the bottom to flow overboard.
2. The gas supply line should be of approved hose and have a pressure gauge installed between the tank and pressure regulator / line shut off valve to facilitate leak testing of the system. To do this you simply open the tank valve (with the line valve in the “on” position), then close the valve and watch the gauge. If a leak does exist the gauge pressure will drop. The system should hold pressure for at least three minutes. The line shutoff valve mentioned above can be manual but is usually an electric solenoid installed at the pressure regulator with the on / off switch being located within easy reach of the appliance without reaching over the appliance. The only time that this devise is not required is if the tank valve itself is within easy reach of the appliance.
3. All feed line splits (to facilitate multiple appliances) should be located inside the storage locker itself and a separate line be run to each appliance.
4. Where the feed line(s) exit the tank storage locker there should be an air tight seal between each line and the locker wall.
5. An LPG leak detection system should be installed in the vessel’s living quarters.
Just in case you think that these standards are overkill let me share with you a story told to me about a year ago by an ABYC training instructor at a course I attended. There was a reported case of a late model 36 foot sailboat anchored on an inland lake in the US. It was a cool evening and the vessel’s full cockpit enclosure was in place. The boat had an LPG installation that met all of the standards listed above with one exception. The tank storage locker did not have a sealed lid, meaning that no gasket was installed and there was no latch. A leak developed at the pressure gauge and a considerable amount of LPG gas made its way from the locker, through the cockpit and into the main saloon. The operator noticing the smell immediately switched on the cabin lights one of which had a loose wiring connection causing a spark and igniting the gas. Amazingly enough he wasn’t hurt but did hear a loud “Whump”. He then went up on deck only to find that the entire hull to deck joint had separated and the deck was literally “ballooned” upward. So you can see this stuff really needs o be treated with respect.
I also want to comment on another issue I frequently encounter with regards to LPG installations. This is all of the small tanks I see strapped to stern rails and flexible hoses connected to portable barbecues. These installations literally don’t meet any of the standards I’ve listed above. The tanks generally are not secure and there is no way to leak test the systems. While the chances of gas migration into the vessel’s living areas may be reduced there’s nothing preventing a leak from setting body parts or your skivvies on fire when you light the appliance. Be careful!
So you can see that while LPG, as a cooking or heating fuel can make our cruising lives much easier it can also be very dangerous if not handled properly. Refer to the above list and ensure that your installation meets all of the criteria I’ve noted. If you’re unsure of any of this I suggest that you contact a knowledgeable professional and have your system inspected. Any ABYC Standards certified marine surveyor or technician should be glad to assist you.

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